Reduce your cost of embedded payments

Clarity in payments economics, full control over customer pricing, and the flexibility to switch between programs at any time.

No gimmicks. Adding hidden fees or charging basis points for payouts is the industry's way of inflating your cost of payments.

Keep more of what you earn. Forward provides transparent payments revenue statements with each payment to your software platform.

Forward will never change the price of payments your customers pay without your direction. Avoid junk fees for your customers.

Find your perfect fit

Adjust your revenue share to see the plan that works best for you.

Plans

• Plan that fits you: Rails
  Revenue you keep: 85%

Plan details

65%

• Plan that fits you: Protect
  • Payment volume: $50M+
  • SaaS customers: 100+
  • Payment adoption: <50%
  • Payments staff: 0-1

75%

• Plan that fits you: Maximize
  • Payment volume: $50M+
  • SaaS customers: 100+
  • Payment adoption: <50%
  • Payments staff: 0-1

85%

• Plan that fits you: Rails
  • Payment volume: $500M+
  • SaaS customers: 1,000+
  • Payment adoption: >50%
  • Payments staff: 5-10

100%

• Plan that fits you: PFAC
  • Payment volume: $2B+
  • SaaS customers: 5,000+
  • Payment adoption: >50%
  • Payments staff: 10+

What Forward Does

• Payment Loss Insurance
• White label payments sales
• Compliance and registration
• Underwriting and Monitoring
• Developer tools and support
• White label merchant software
• Authorizations and settlement

Pricing plans

PFAC

• License our tech to run your payments business.

Rails

• Access tech, money movement, and services as a PFAC.

Maximize

• Grow revenue by leveraging our team of experts.

Protect

• Insure your risk to prevent unplanned revenue offsets.

All plan features

• PFAC
• Rails
• Maximize
• Protect

Developer experience

• Modern API
• Dev guides
• Sample apps
• White label tools
• Embeddable elements

Payment operations

• Onboarding
• Underwriting
• Risk Management
• Support Tools
• Compliance

Growth services

• Program design
• Payments sales (white label)
• Marketing materials
• Pricing actions
• Quarterly adjustments

Insurance

• Loss insurance

Commonly asked questions

• Can I start in one product and migrate to another?
  Yes, our programs and pricing are designed to scale with your business. In every program you use the same tech stack – to avoid future payment integrations and migrations. Simply choose the capabilities you want to bring in-house, when and leave the rest to us.

• As a PFAC, how do I get to retain 100% of the economics?
  Our system was architected to enable SaaS platforms to migrate from Managed PFAC to a fully registered PFAC at any time. We have multiple PFACs on the platform today – when you elect to register and take compliance and risk in-house, you leverage Forward as a technology platform and we become a SaaS vendor to your payments business.

• Why would I choose Maximize over Rails if it is more expensive?
  The ideal customer for Maximize benefits from our sales and marketing expertise to accelerate the speed at which their software customers adopt payments. Payments doesn’t sell itself; it's confusing to customers and our team will communicate on your behalf. The simple math of payments is that it all comes down to adoption, not spread, not price (which can and will be optimized over time). If 90%+ of your customers are already using your payments offering, we recommend Rails.

• How does Protect differ from Maximize?
  Protect customers receive all of the technology, human expertise, and services included in Maximize, but want to limit their exposure to payments losses. Losses can take place in cases of fraud or when a customer goes out of business, and they receive a chargeback for goods or services that have not yet been provided. With this program, Forward takes on your loss liability.

• Which program is right for the industry we serve?
  The profile of your customers largely influences which program is right for your business. For example, do you serve a limited number of medium to large businesses, or do you serve thousands of very small customers? Another vector we evaluate is the industry you operate in (e.g. Government, Healthcare, Field Services, Non-Profit, etc), which influences the risk profile of transactions. Contact our team to learn more about how the programs apply to your industry.

Build payments into your product

Want to learn more or apply this specifically to your business? Speak to a payments expert today.